Money Does Matter in Dating (Let’s Stop Bullshitting Ourselves)

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There’s this conversation that never dies: “Money doesn’t matter in dating.”
Yeah, sure. And abs don’t matter at the beach either, right?


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The “If You’re Broke, Don’t Date” Reality

People swear money doesn’t matter, then side-eye you the moment your debit card screams DECLINED.

1 in 5 daters say financial stability is more important than appearance. Translation: you can be ugly, just don’t be broke.

46% of Gen Z admit they’d choose financial stability over love. Imagine Romeo sliding into Juliet’s DMs like: “Sorry girl, but you don’t got that 401(k).”

And 51% of singles would dump someone for “financial incompatibility.” Which is just a fancy way of saying: “Your Amazon addiction is not my problem.”



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Who Marries Whom, and Why

It’s not just about who swipes right. It’s about who actually sticks around after the honeymoon phase (and by honeymoon, I mean those first three DoorDash dates).

Husbands who make much more than their wives? Divorce rate is lower.

Wives who make much more than their husbands? Divorce risk goes up.

Men in the bottom 25% of earnings are way less likely to marry at all. So yeah, apparently “for richer or poorer” only applies when “poorer” means “we still got WiFi.”



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The Cost of Dating Today

Look, it’s not your imagination. Dating costs are brutal.

Gen Z spends $194 per date on average. That’s basically rent in the Midwest.

Singles overall spend about $2,200 a year trying to “find love.” Some of y’all could’ve bought a used Honda by now instead of that mediocre sushi date.

Dinner and a movie? Nah. That’s $80 plus popcorn that costs more than your car insurance.



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Why “Money Doesn’t Matter” Is the Dumbest Lie Ever

Because everybody knows it’s about money, but nobody wants to say it out loud.

Men get told: “If you’re broke, don’t date.” Meanwhile, women get told: “Girl, if he’s broke, don’t settle.” Notice how both sides keep circling back to the money?

And yet, people pretend dating decisions happen in some magical utopia where the rent is free, Chipotle is $2, and Netflix doesn’t raise prices every six months.



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It’s Not About Being a Millionaire

Here’s the truth: you don’t need to be Jeff Bezos. Nobody’s asking for yachts. Most people just want to know you won’t overdraft buying a Taco Bell combo.

The real turn-offs:

Debt mountain climbing (student loans, credit cards, “I’ll pay you back Friday” vibes).

Impulse buys when you can’t cover bills. Like bro, why do you own a $500 vape but your lights got cut off?

Financial opposites — one saver, one spender. That’s not cute, that’s an episode of Judge Judy waiting to happen.



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Final Word

Money doesn’t buy love, but it does pay for WiFi, and good luck maintaining a relationship when you can’t split a Netflix password.

So next time someone says, “Money doesn’t matter” — just laugh. Because the real truth is simple: money doesn’t buy happiness, but being broke sure as hell rents misery at a premium.

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